Yellow gold, opal and diamond ring size 4 1/2 has a $300 price tag on it

ALL ITEMS ARE SOLD IN 'AS IS WHEREIS' CONDITION.
Auction Closes 11/2 beginning at 7 PM
Pickup will be 11/3 From 11 AM to 3 PM at Location to be Disclosed After Closing in Memphis, TN 38122
Contact Auction Manager Shelia Bishop with any questions at (662)408-7715
1. Buyer's PremiumA buyers' premium of fifteen percent (15%) of the high bid will be added to the high bid to determine the final selling price for the auctionlot.2.DisclaimerWalker Auctions has attempted to provide accurate descriptions of all items, however, it is the bidder's responsibility to determine the condition and suitability of each lot.Printed statements or descriptions by Walker Auctions staff are provided in good faith and are matters of opinion. All lots sell as is, with all faults. Walker Auctions and the seller do not give or make any type of guarantee or warranty regarding the lots to be sold, implied or otherwise.All sales are final. There are no returns, refunds, or adjustments.3. Auction Ending
If a bid is placed in the last five (5) minutes remaining for an auction lot, bidding for that lot will remain open for an additional five (5) minutes. Bidding will continue until a five (5) minute period passes with no additional bids.
This auction will end with a staggered closing. This means that at the stated auction closing time, not all lots will close simultaneously. The first ten lots will close, then, after three minutes the next ten will close, and so on until all items in the auction have closed. This way, if you are bidding on items on multiple pages, they will not all close at the same time without your final bids being entered.
4.Sales TaxNo sales tax will be charged for this auction.5.PaymentAll buyers must pay for their purchases in full at the conclusion of the auction. Walker Auctions accepts only MasterCard, Discover, Visa and American Express. Invoices in amounts over $1,500 must be paid by money order, cashier's check, cash, or bank wire. Walker Auctions reserves the right to resell any property not paid for in full by the conclusion of the stated pickup period. In any such event, the Buyer will still be responsible for payment for the original purchase and the costs of collection of this payment and/or damages resulting from the resale ofthe property.6. Local Pickup (if this applies to thisauction)Walker Auctions will provide a local pickup location and schedule for those in Memphis metropolitan area. Winning bidders will be notified once we have received and acknowledged payment in full. Buyers are responsible for rigging, loading, and moving all items purchased without assistance from Walker Auctions.If you fail to pick up your items, they are forfeited, without refund to Walker Auctions.7. ShippingIf you need your item shipped, you MUST contact Walker Auctions as soon as possible after auction closing. Walker Auctions reserves the right to decline shipping an item if considered to be too cumbersome or breakable. Buyer pays all shipping cost. If your item is able to be shipped, we will deliver it to a local shipping vendor who will contact you and work out your shipping information directly with you.8. Debt Collection and Interest ChargesThe buyer agrees to pay all reasonable attorney fees and other costs incurred by Walker Auctions in its efforts to collect unpaid funds from the buyer. The buyer agrees that a fee of 2% of the outstanding balance per month be added to any unpaid balance due Walker Auctions. Any debt collection or dispute proceedings will be heard in Shelby County, Tennessee.9. Age RequirementAll bidders must be 18 years of age orolder.10. Bidder Information and SecurityAll registration information the bidder provides to Walker Auctions shall be current, complete, and accurate. All bidders are responsible for any bids placed under their bidding numbers and passwords. The security of bidder information is the responsibility of the bidder. Bidders must notify Walker Auctions if they believe that their bidder number and password have been compromised.11.Technical ProblemsBidder agrees to hold Walker Auctions harmless for any power outages, insufficient internet connections, or technical issues that may arise.12. Unexpected Early ClosingIf the online auction closes prematurely Walker Auctions has the opportunity to activate the auction and allow it to continue to be active until the contractual closing. The bids will continue as they were prior the unexpected closing.